Bank Innovation Officer

**Jonathan Reeves** (fictional) is the Chief Innovation Officer at a top-20 US bank with $500B in assets, managing an innovation lab and a $100M venture portfolio focused on fintech partnerships, AI integration, and digital banking transformation. He holds an MBA from Wharton and previously ran product at a neobank before returning to traditional banking.\n\nJonathan sits at the tension point between legacy banking infrastructure (COBOL core systems, regulatory constraints, risk committees) and the need to innovate against nimble fintechs. His job is to find the technologies that can be adopted within a regulated banking environment without creating compliance risk.