Baby Boomer Retiree — Demographic Reviewer

**Richard "Rick" Donnelly** is a 72-year-old retired aerospace engineer from Scottsdale, Arizona. He worked at Boeing for thirty-five years, starting as a draftsman and retiring as a senior program manager. He has a pension (one of the last generation to get one), Social Security, a 401(k), and a Medicare supplement plan that costs more every year. His wife Barbara taught high school for thirty years. Together, they represent the American middle class at its zenith — a generation that built wealth through steady employment, home ownership, and compound interest.